4.9 Based on 100+ reviews

Trusted by thousands of borrowers

Lending made simple.

Lending made simple.

  • Soft Pull Options.
  • Appraisal waivers available.
  • 15 minute approval.
  • Soft credit pull options.
  • Appraisal waivers available.
  • 15 minute approval.

We set the standard for speed and ease!

10 Mins

Average time to quote

24 Hours

Average approval time

14 Days

Average time to close

25 Years

of Experience

The Rapid Refi available to homeowners today!

The Rapid Refinance from MidStone Mortgage—your fast, hassle-free way to take advantage of the Federal Reserve’s recent rate cut. Rates recently dropped and this offer is designed to help homeowners lock in lower interest rates, reduce monthly payments, and save on overall mortgage costs.

With our streamlined process, you can refinance quickly and efficiently, without the usual red tape, ensuring you benefit from these savings as soon as possible. Let us help you secure a brighter financial future with The Rapid Refinance today!

The Rapid Refi available to homeowners today!

The Rapid Refi available to homeowners today!

The Rapid Refinance from MidStone Mortgage—your fast, hassle-free way to take advantage of the Federal Reserve’s recent rate cut. Rates recently dropped and this offer is designed to help homeowners lock in lower interest rates, reduce monthly payments, and save on overall mortgage costs.

With our streamlined process, you can refinance quickly and efficiently, without the usual red tape, ensuring you benefit from these savings as soon as possible. Let us help you secure a brighter financial future with The Rapid Refinance today!

Looking to Take Cash Out?

We are experts in home equity. We offer low rates on Cash Out Refinances, Second Mortgages, HELOCs and HELOANS.

Looking to Lower your rate?

MidStone specializes on lowering your rate. Our professional advisors have the technical skills and the knowledge of all products to help you save.

Looking to Purchase?

Whether you are a first time homebuyer or seasoned homeowner our team is geared for you. We focus on speed and ease of closing to make your process easy and hassle free.

Homeowner Knowledge

BY CIARA MILLER - 3 MIN READ

When you’re buying a home or refinancing your mortgage, one option that might come up is paying “discount points” to lower your interest rate…

BY JOSH CASH - 2 MIN READ

There are several reasons why waiting to refinance (refi) your mortgage might not be the best strategy, even if you’re hoping for lower interest rates in the future

BY BRANDON JOHNSON - 3 MIN READ

For many young homeowners, the idea of paying off a mortgage early can seem like a distant dream. However, with the right strategies, it’s possible to significantly reduce the time it takes to…

BY CIARA MILLER - 3 MIN READ

Buying your first home is an exciting milestone, but before you start browsing listings, there’s a crucial step you shouldn’t skip: getting pre-approved for a mortgage. While it might…

See what our Customers Say

4.9

Beth S.5 Star Review
We were so pleased with the knowledge and communication that MidStone could provide to us. We are grateful for getting to work with him. He made us feel comfortable and reassured throughout the process. We highly recommend MidStone and the rest of the team!
Jan B.5 Star Review
Ciara, was a sweetheart though the whole loan. She put in a lot of time and effort to help me. I will always think a lot of Ciara, She deserves a 5+.
Sandra L.5 Star Review
Ryan was extremely comfortable with and knowledgeable of what I needed. I completely appreciate his patience and kindness shown to all my questions. Great personality. Very customer centric which is rare these days. You’re fortunate to have him on board with your company. Thank you Ryan. You made it a painless and quick experience.
Jordan K.5 Star Review
Ciara was absolutely amazing with helping me get approved for my HELOC. She was patient, kind and professional. She listened to what I wanted to achieve and she was willing to jump any hurdle to make that happen for me all in a very quick time frame. I couldn’t be happier and would recommend her to anyone.
Frank T.5 Star Review
I just signed the paperwork for my refinance cash out mortgage loan with MidStone. The whole deal was accomplished in less than 4 weeks. It went seamlessly and smooth. The advise shared with me was in my best interests and there were no unforeseen issues that I had to deal with quickly. All in all should I need another mortgage I would surely contact them again.