4.9 Based on 100+ reviews

Trusted by thousands of borrowers

Buying a Home

Homeowners trust the MidStone advantage.

Homeowners can always trust MidStone to have their back in this exciting time of purchasing a home.

Where are you in the home buying process?

Still Searching

Take all the time you want, but lets make sure you are approved for the dream home you want.

Making Offers

Sellers care about your financing closing on time and you care about a great rate. See what we can do for you.

Under Contract

Make sure that you are closing on time and with the best rate possible. Check your rate against ours.

Conventional

Conventional, your standard mortgage product. We are experts in getting you pre-approved at the lowest available rate. Save a ton and have a great process with our experts.

FHA

MidStone specializes in first time homebuyers or those with more unique situations and an FHA loan my be perfect for you.

VA

Thank you for your service, a VA loan is designed for Veterans of any status to purchase a home with little to no money down.

USDA

Unique products are our specialty. If you are bit more rural or outside a major city a USDA loan may be perfect for your needs. 

Our Process is Quick!

Don't Worry, if you're not sure talk to one of our experts!

Mortgages can be confusing, rather than going it alone feel free to just give us a call or if texting is better we can set that up. 

Email: [email protected]

See what our Customers Say

4.9

Beth S.5 Star Review
We were so pleased with the knowledge and communication that Ryan Speckman could provide to us. We are grateful for getting to work with him. He made us feel comfortable and reassured throughout the process. We highly recommend Ryan and the rest of the team!
Jan B.5 Star Review
Kelsey, was a sweetheart though the whole loan. She put in a lot of time and effort to help me. I will always think a lot of Kelsey, She deserves a 5+.
Sandra L.5 Star Review
Ryan was extremely comfortable with and knowledgeable of what I needed. I completely appreciate his patience and kindness shown to all my questions. Great personality. Very customer centric which is rare these days. You’re fortunate to have him on board with your company. Thank you Ryan. You made it a painless and quick experience.
Jordan K.5 Star Review
Ciara was absolutely amazing with helping me get approved for my HELOC. She was patient, kind and professional. She listened to what I wanted to achieve and she was willing to jump any hurdle to make that happen for me all in a very quick time frame. I couldn’t be happier and would recommend her to anyone.
Frank T.5 Star Review
I just signed the paperwork for my refinance cash out mortgage loan with Northern Lakes and Ryan Speckman. The whole deal was accomplished in less than 4 weeks. It went seamlessly and smooth. The advise Ryan shared with me was in my best interests and there were no unforeseen issues that I had to deal with quickly. All in all should I need another mortgage I would surely contact them again.